COVID-19 Resources for Local Businesses & Employers
Access Business Assistance Programs
- On March 27, 2020 the federal government passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act in response to our public health crisis. The CARES Act, through the Small Business Administration, aims to provide immediate support to help businesses survive the loss in revenue they are experiencing.
- The Paycheck Protection Program (PPP) is a new funding opportunity that can be accessed beginning April 3, 2020. Eligible uses of PPP include payroll, rent, interest on mortgage, utilities, other business operating expenses. The PPP also includes a provision for debt forgiveness. In recognizing the need for immediate relief, the regulations and application processes have been simplified and streamlined to get funding in the hands of small business owners during this time of need. Applications for PPP can be submitted through any existing SBA lender or through any federally insured depository institution or federally insured credit union that is participating. For a list of lenders, please review the Local SBA Resources for Small Business in Northern California or visit www.SBA.gov.
- The Economic Injury Disaster Loan (EIDL) provides assistance to businesses affected by disaster. As a result of COVID-19, added benefits now include Emergency EIDL which provides expedited access to funding by allowing those who have applied to the EIDL to request a GRANT advance of up-to $10,000 on the loan to provide sick leave, pay employees, other debt obligations. You MUST apply for the EIDL and request the emergency funds at the same time. Please visit this website https://covid19relief.sba.gov/#/ for more information. As a reminder, the Contra Costa Small Business Development Center provides one-on-one advising, please contact their office by phone or email at: (925) 222-5228 or firstname.lastname@example.org
- Contra Costa Small Business Development Center Provides business located in the County with help applying for relief, navigating available resources, cash flow concerns, supply chain interruptions, workforce capacity, insurance coverage and more at no cost. For one-on-one advising, please contact their office by phone or email at: (925) 222-5228 or email@example.com.
- Workforce Development Board Contra Costa County Employers planning a closure or layoffs due to COVID-19 impact may get help through the workforce development board’s Rapid Response Services. Rapid Response teams will meet with you to discuss your needs, help avert potential layoffs, and provide immediate on-site services to assist workers facing job losses. Please contact Patience Ofodu, Business Services Manager, at (510) 453-6950 or by email firstname.lastname@example.org.
- East Bay Economic Development Alliance has a list of COVID-19 Business Resources that can be accessed by visiting their website.
- The El Cerrito Chamber of Commerce is another useful resource for information during this time. Please visit their website or contact Chamber Manager, Lisa Martinengo, at email@example.com.
- Working Solutions is a non-profit Community Development Financial Institution (CDFI) that provides support to the small business community. During this time of crisis, they have several resources and grant opportunities available. To learn more, please visit their website or contact firstname.lastname@example.org or (415) 780-1217.
- The U.S. Small Business Administration (SBA) is offering low-interest federal disaster loans of up to $2 million to small businesses suffering substantial economic injury as a result of COVID-19 to help overcome a temporary loss of revenue. Loans offer long-term payments up to 30 years and may be used to pay fixed debts, payroll, accounts payable and other bills. The interest rate is 3.75% for small businesses and 2.75% for non-profits. Download an application here or contact the SBA disaster assistance customer service center at 1-800-659-2955 or email@example.com.
- Governor’s Office of Business and Economic Development (GO-Biz)
- The Northern California Small Business Development Center put together a helpful COVID-19 Resource Guide for local businesses that includes:
- Detailed information on SBA’s Economic Disaster Loan
- Information (including FAQs) for business owners and business employees
- Information on Business Interruption Insurance
Information about the outbreak is changing rapidly. Below are resources to help you stay informed:
- City of El Cerrito COVID-19 Page
- Contra Costa Health Services
- CDC Guidance for Businesses and Employers
- California Labor & Workforce Development Agency Guidance for Employers
- Governor’s Office of Business and Economic Development Guidance for Employers and Employees
- California Association for Local Economic Development
- U.S. Chamber of Commerce Resources
- Small Business Administration Resources
- CalOES Business Preparedness Information
- Town Hall About the Shelter in Place
- Statewide Updates for Small Business
- Resources for Employees of Small Businesses Impacted
Telephone Town Hall About the Shelter in Place: This telephone Town Hall was to allow our Alameda County and Contra Costa County public health experts to explain the Health Order and why it was called, and to provide some basic answers to questions our office has been receiving about this virus and the steps that have been taken to contain its spread.
Date recorded: March 19, 2020 | Listen to recording